Issue of No Objection Certificate (NoC) for
Required documents
A No Objection Certificate (NOC) is a legal document issued by a housing finance company or bank to a customer declaring that he/she has no outstanding dues towards the lender. Sometimes referred to as a “No Dues Certificate”, an NOC can be obtained from the lender once the loan has been paid off completely.
- The property is free from encumbrances
- The property is free and marketable
- The bank's permission to mortgage the property
- The borrower's acceptance of the bank's charge on the property
- The borrower's agreement not to transfer the property without the bank's consent
Here are some documents you may need to apply for a Home Loan NOC:
- Identity proof
- Address proof
- Foreclosure letter
- Title deed
- Application form
- Repayment receipts
- Loan-related documents
- Loan statements that include details of paid EMIs
